Water Caltrop
12000 BDT /unit

As it is a Shariah based Mudaraba Contract which means partnership of labor and capital, where one partner provides the entire capital and the other manages the business by investing his time and labor. The provider of capital is called Sahib-al-Mal or the provider of capital and the user of capital is called Mudarib or the manager or agent. Therefore, there is no option for investors to exit in case of emergency as per Mudaraba agreement. Here Grow Grain operates the said business and investors provide the entire capital for the project. Therefore, we cannot refund your investment before the completion of the project.

Investors will enter into a Shariah based Mudaraba Muqayada contract and engage in Halal investment to provide full capital for the project and Grow Grain will commit to the success of the Water Caltrop project by managing the business with their skilled manpower, labor, time and talent. Grow Grain will act as the agent or Mudarib of the Investors and will assume the risk of ownership and possession of the assets by the Investors by managing the project and then sell them to the listed traders and distribute the dividends to the Investors according to the Mudaraba agreement. Or the investor has to bear any loss in the business or project without violation of rules.

We accept investments for the purpose of project implementation depending on our long business experience, efficiency, internal analysis and audit report after checking the market. Moreover enlisted traders agrees to purchase the Water Caltrop at a markup of 33.25% .Excluding the project community this profit will be divided into two parts i.e. investor's share of 13.30% and Grow Grain service fee of 5%.

Mudaraba Mukaiyada Profit or Shariah Return will be 31.99% per annum. In five (5) months, the investor will receive 13.30% Halal dividend as per Mudaraba agreement

The total investment amount will be - 76,89,340/=. This investment will be for 5 Months / 150 days.

The Minimum investment in this project is 12000 tk or investor can invest maximum as per the investment project . And will get Halal dividend every two (2) months according to the amount of his or her investment. For Example : If an Investor invests 1,00,000 tk (one lakh ),he will receive 1,00,000 tk as part of investment and 32,000 tk as per of Mudaraba Muqaiyada profit in one year

In case of Mudaraba Muqaiyada contract, the loss has to be borne by the investor. However, if the loss is due to breach of rules, negligence or breach of contract by the Mudarib / Grow Grain authority, then Grow Grain will have to bear the responsibility for this loss, if the contract is not renewed at the end of the transaction, it will be canceled automatically.

Although there are some risks in this Production like How will the weather be, how will the yield be, how will the market price be, whether there will be an economic downturn or not, how will the market competition be, how will the consumer demand after production be, how will the regulatory compliance be, etc. But our skilled Field & Production Manager, trading and procurement experts are confident of making profits by managing the above mentioned risks efficiently. So our internal analysis puts the project risk at 2%

Grow Grain has been working with agricultural farmers and investors for years. You know that agriculture will last as long as humans live so your hard-earned money will be protected by investing in agriculture. Moreover, investing through Shariah-based contracts gives you a golden opportunity to earn profits in a halal way, which is your safety shield in this world and the hereafter. There is also... 1) Certificate of ownership + Authorize Invoice as per Company Act 1994 after investment in Grow Grain project from minimum unit price up to Tk 2 lakh taka. 2) Get Certificate of Ownership + Authorize Invoice + Security Cheque according to Company Act 1994 for investment in Grow Grain project above 2 lakh taka . 3) Deed of Agreement +Ownership certificate + Security Cheque + Authorize Invoice according to Company Act 1994 on investment of 4 lakh taka or Above in Grow Grain project.